Accidents are stressful—but knowing what to do can protect you, your vehicle, and your insurance claim.
1. Stay Calm & Check for Injuries
First, make sure everyone is safe. Call 911 immediately if there are any injuries.
2. Move to Safety (If Possible)
If the vehicles are drivable, move to a safe location to avoid blocking traffic or causing another accident.
3. Call the Police
Even in minor accidents, it’s important to file a police report—it helps with insurance and legal documentation.
4. Exchange Information
Get the following from all involved parties:
- Full name and contact info
- Insurance company and policy number
- Driver’s license and license plate number
- Vehicle make, model, and color
5. Document the Scene
Take clear photos of:
- All vehicle damage
- License plates
- The scene and surroundings
- Any visible injuries
6. Avoid Admitting Fault
Stick to the facts when speaking with the other driver or police. Don’t apologize or assume blame.
7.Notify Your Insurance
Report the accident to your insurance company as soon as possible, even if you’re not at fault.
8. Get a Professional Inspection
Some damage isn’t visible. At Bumper Plus Autobody, we offer free post-accident inspections to assess the real impact and give you an honest repair plan.
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